Protect Your Team and Your Business

Michigan Workers’ Compensation Insurance for Employers

Employee injuries can happen in any industry. With workers’ compensation insurance in Michigan, Logan Insurance Group helps businesses meet legal requirements and protect their workforce—without overpaying.

Keep your team protected and your business compliant across Michigan.

What Michigan Workers’ Compensation Insurance Covers

A well-structured workers’ comp insurance policy provides more than just medical coverage—it protects your business from legal exposure and ensures employees get the care they need.

Medical Expense Coverage

Pays for hospital visits, doctor’s care, prescriptions, and rehabilitation related to on-the-job injuries or occupational illnesses.

Lost Wages Compensation

Helps replace a portion of your employee’s wages while they recover—an essential protection for both staff and employer.

Permanent Disability Benefits

Offers income support if a work-related injury results in long-term or permanent disability.

Employer Liability Coverage

Protects your business from lawsuits related to workplace injuries, covering legal defense and settlements.

Return-to-Work Assistance

Supports programs and transitional work options that help injured employees return to the job safely.

Death Benefits

Provides support to families if a fatal workplace accident occurs, covering funeral costs and financial assistance.

Why Workers’ Comp Matters for Michigan Businesses

In Michigan, most employers with at least one full-time or three part-time employees are required to carry workers’ compensation insurance. But compliance is just the beginning—affordable workers’ comp insurance in Michigan helps businesses protect both their people and their bottom line.

From construction firms in Lansing to retail shops in Okemos, we help business owners navigate Michigan workers’ comp requirements with clarity and confidence.