Smart Insurance for the Space You Own Inside and Out

Condo Insurance Coverage for Michigan Condo Owners

Your condo association covers the building—but not your unit, belongings, or liability. At Logan Insurance Group, we provide HO-6 condo insurance in Okemos, MI and across Michigan, helping you protect what’s inside your walls with personalized coverage that fits your lifestyle.

Get started with a tailored condo insurance policy today.

What Michigan Condo Insurance Covers

Condo policies (commonly called HO-6 policies) are designed to fill the gaps between your condo association’s master policy and your personal responsibility. We’ll help you build a plan that covers it all.

Building Property Coverage

Covers fixtures, finishes, walls, and flooring inside your unit—everything the association doesn’t cover.

Personal Property Insurance

Protects your furniture, electronics, appliances, and belongings if they’re damaged or stolen due to fire, theft, or other covered events.

Liability Coverage

Covers legal and medical costs if someone is injured in your condo or if you accidentally cause damage to others' property.

Loss Assessment Coverage

Helps pay your portion of a shared property damage claim or liability event that exceeds your condo association’s master policy.

Loss of Use Coverage

Pays for temporary living expenses if your condo becomes uninhabitable due to a covered loss.

Optional Add-Ons

Expand your protection with endorsements like scheduled valuables, water/sewer backup, or identity theft coverage.

Why Condo Insurance Matters in Michigan

Your condo board may cover the building, but not your unit—and definitely not your personal items. If a pipe bursts or a guest slips, you could be responsible for thousands in repairs or liability claims.



Our condo insurance in Michigan is built to match your ownership rights, HOA rules, and personal needs—so you get full peace of mind without overpaying.