Don’t Let Water Damage Drown Your Business
Commercial Flood Insurance in Michigan
Flooding is one of the most destructive—and underinsured—risks for businesses. Standard property insurance doesn’t cover flood damage, which means you could be left with massive losses. Logan Insurance Group offers commercial flood insurance in Michigan to help businesses stay afloat when the waters rise.
Protect your building, equipment, and financial future with flood coverage designed for Michigan’s high-risk areas.
What Flood Insurance Covers in Michigan
Our Michigan commercial flood policies are built to help your business recover quickly from water-related damage—especially in flood-prone regions across the state.
Building Coverage
Covers physical damage to your business structure caused by rising water, including walls, flooring, and foundation.
Business Equipment and Inventory
Protects contents such as computers, machinery, furniture, and stock damaged or destroyed by flooding.
Cleanup and Debris Removal
Helps pay for removing flood debris and restoring your property to a safe, operational condition.
Loss of Business Income
Replaces income lost while your business is shut down due to flood-related damage.
Sewer Backup from Flooding
Optional coverage for flood-induced sewage backups that cause water damage within the property.
Compliance and Repair Costs
Includes extra expenses needed to bring your property up to local building codes during flood repairs.
Why Michigan Businesses Need Flood Insurance
From spring snowmelt to heavy summer rains, flooding can strike across Michigan—often without warning. If your property is in a Michigan flood zone or located near lakes, rivers, or low-lying terrain, having flood insurance in Michigan is critical.
Even a few inches of water can cause thousands in damages—and most business insurance won’t cover it.
Specialized Coverage for High-Risk Work
Some industries carry more exposure than others—and we’re here to help with that. Whether you work with power tools or patients, our specialty insurance solutions are designed for your profession.
Contractors Insurance
For high-risk trades like roofing, electrical, and general contracting
Professional Insurance
For healthcare providers and licensed professionals
Tailored protection. Local service. Coverage you can trust.
Stay Dry. Stay in Business.
Flood Protection That Keeps Your Michigan Business Moving Forward
At Logan Insurance Group, we help Michigan business owners understand their flood risk and secure coverage that fills the gaps in traditional policies. Don’t wait for a disaster—protect your livelihood today.