Smart Coverage for Your Off-Road Adventures

ATV Insurance for Michigan Riders and Outdoor Enthusiasts

Michigan’s trails are made for adventure—but they also come with risk. At Logan Insurance Group, we provide all-terrain vehicle (ATV) insurance in Okemos, MI and throughout Michigan to protect your ride, your gear, and your liability—so you can explore with confidence.

Get started with off-road protection built for how and where you ride.

What Michigan ATV Insurance Covers

From trail-ready UTVs to weekend mudders, we build policies that match your style, terrain, and vehicle use—whether you're a solo rider or a family of four.

Collision & Comprehensive Coverage

Covers your ATV or UTV against crashes, rollovers, theft, fire, and weather damage—on or off the trail.

Liability Protection

Protects you financially if you’re responsible for injuring someone or damaging property during a ride.

Uninsured Rider Coverage

Pays for injuries or damage caused by an uninsured or underinsured off-road rider—a common risk on public trails.

Accessory & Equipment Coverage

Insures upgrades like plows, racks, lighting kits, and aftermarket parts that standard policies may exclude.

Medical Payments Coverage

Helps with medical costs for you and your passengers after a covered accident, regardless of fault.

Trailer & Transport Protection

Optional coverage for your trailer or hauler used to transport your ATV—essential for riders heading up north or out of state.

Why ATV Insurance Matters in Michigan

Michigan offers over 3,800 miles of designated ORV trails—and just as many chances for unexpected mishaps. Home or auto insurance usually won’t cover off-road accidents, theft from your garage, or injuries on public land.

With ATV insurance in Michigan from Logan Insurance Group, you get the freedom to ride—and the confidence to do it safely.