Smart Protection for the Space You Call Home

Renters Insurance Coverage for Michigan Tenants

Your landlord’s policy covers the building—but not your belongings. At Logan Insurance Group, we provide affordable renters insurance in Okemos, MI and across Michigan, protecting your personal property and financial liability whether you’re in an apartment, rental home, or condo.

Get started with the coverage you need to rent confidently.

What Michigan Renters Insurance Covers

Whether you're renting your first apartment or downsizing into a smaller space, our Michigan renters insurance protects what matters most—without breaking the bank.

Personal Property Coverage

Covers furniture, clothing, electronics, and more if they’re damaged or stolen due to fire, theft, vandalism, or other covered events.

Liability Protection

Helps pay for legal and medical expenses if someone is injured in your rental or if you accidentally cause damage to someone else’s property.

Loss of Use Coverage

If your rental becomes unlivable due to a covered event, this coverage helps pay for temporary housing, meals, and living expenses.

Medical Payments to Others

Provides quick, no-fault medical coverage for minor injuries sustained by guests in your rental.

Coverage for Off-Premises Property

Your belongings are protected even when you’re not home—such as items stolen from your car or while traveling.

Optional Endorsements

Enhance your policy with identity theft protection, high-value item scheduling, or water backup coverage for broader peace of mind.

Why Renters Insurance Matters in Michigan

Many Michigan renters mistakenly think their landlord's policy protects their stuff—it doesn’t. Without renters insurance, you could be left replacing everything out of pocket after a fire or break-in.

Our Michigan renters insurance policies offer powerful protection for just a few dollars a month. At Logan Insurance Group, we make it easy to get covered—so you can focus on living your life, not worrying about loss.