Comprehensive Coverage, One Convenient Package
Business Owners Policy (BOP) in Michigan
Protect your small business with one of the most efficient insurance solutions available. At Logan Insurance Group, we offer a Business Owners Policy (BOP) in Okemos, MI and across Michigan—combining essential coverages into a single, affordable policy that’s tailored to your business.
Get the coverage your Michigan business needs, without the complexity.
What a Business Owners Policy Covers
A BOP combines several critical coverages into one policy, simplifying protection and potentially reducing premiums for small to mid-sized businesses.
Property Insurance
Covers your building, inventory, equipment, and contents against damage from fire, theft, vandalism, and more.
General Liability Coverage
Protects against lawsuits stemming from customer injuries, property damage, or advertising-related claims.
Business Interruption Insurance
Helps replace lost income if your business is forced to close temporarily due to a covered event—keeping you afloat during downtime.
Equipment Breakdown Coverage
Optional but valuable, this protects you from costly repairs or replacement if critical machinery or systems fail.
Accounts Receivable Protection
Covers financial losses if your records are damaged and you’re unable to collect outstanding payments from clients.
Employee Dishonesty Coverage
Shields your business from losses resulting from internal theft or fraud—an increasingly important risk for small businesses.
Why a BOP Matters for Michigan Businesses
A Business Owners Policy streamlines protection for small businesses in Michigan—covering what matters most with simplicity and cost-efficiency. It’s ideal for retail shops, professional offices, restaurants, and service-based businesses that need both property and liability protection.
By bundling essential policies into one, a BOP helps Michigan small businesses meet insurance requirements, reduce coverage gaps, and prepare for the unexpected—without overcomplicating things.
Tailored Protection for Michigan Industries
From job sites to exam rooms, different professions face different risks. That’s why we offer industry-specific insurance for Michigan’s most trusted contractors and professionals.
Contractors Insurance
Built for electricians, remodelers, roofers, and trades
Professional Insurance
Custom coverage for doctors, dentists, and other licensed experts
Let us help you get the right protection, right where you work.
Let’s Protect Your Business the Right Way
Business Owners Policy Coverage Built for Michigan Entrepreneurs
Whether you’re just opening your doors or have been serving the community for years, we’re here to help.
Let’s build the right foundation for your business with coverage that’s clear, complete, and cost-effective.