Custom Insurance Solutions for Electricians, Roofers, Remodelers, Builders & Contractors in Okemos, East Lansing & Lansing, MI

Chad Logan

In Michigan, contractors keep our communities moving forward — building homes, repairing storm damage, wiring power systems, and making sure families and businesses stay safe. But doing that work comes with real risks. At Logan Insurance Group, we understand those risks on a local level, because we serve contractors right here in Okemos, East Lansing, Lansing, and across Mid-Michigan.

When you’re on a job site, time matters. That’s why you need insurance that responds quickly, protects your livelihood, and helps you get back to work fast. Whether you're an electrician running your own crew, a roofer completing seasonal repairs, or a builder managing a large project, we offer custom insurance designed around the jobs you take on every day.

Why Contractors in Michigan Need Specialized Coverage

Contracting work is hands-on, unpredictable, and full of variables you can’t always control. Equipment breaks. Weather shifts. A client slips during a walkthrough. A subcontractor makes a mistake. An unexpected electrical issue shuts down a project.

General insurance simply isn’t enough.

Contractors need coverage that is built to solve contractor-specific problems, including:

  • Liability after an unexpected injury on a job site
  • Damage to tools or equipment
  • Claims arising from work performed (completed operations)
  • Commercial vehicle accidents while traveling between jobs
  • Coverage gaps between the GC and subcontractors
  • Certificate of Insurance (COI) requirements
  • Legal disputes related to craftsmanship

At Logan Insurance Group, we tailor every policy to match your trade — because a roofing company shouldn’t have the same coverage as a remodeling business, and an electrician shouldn’t be insured like a painter.

Contractor Insurance Solutions We Provide

We build complete protection packages for contractors throughout Michigan. Every plan is designed to be easy to manage, affordable, and fast to update when new projects come in.

General Liability Insurance

This is the foundation of every contractor policy. General liability protects you if:

  • A client or visitor is injured on a job site
  • Property is damaged due to work being performed
  • A claim is filed over completed work

For Michigan contractors, this is often the first coverage clients request proof of before signing a contract.

Workers' Compensation

If you have employees in Michigan, workers’ comp isn’t optional — and the right policy protects both your business and your team.

We help contractors find Michigan-compliant coverage that protects against:

  • Medical costs for injuries
  • Lost wages
  • Disability benefits
  • Lawsuits related to workplace injuries

Commercial Auto Insurance

From service trucks to vans loaded with tools, a personal policy won’t protect you if the vehicle is used for work. Commercial auto insurance covers:

  • Work-related accidents
  • Damaged equipment in your vehicle
  • Rental reimbursement
  • Liability lawsuits

Tools & Equipment Coverage

Also known as Inland Marine Insurance, this protects mobile equipment — whether it's in your truck, on a job site, or in storage.

This is essential for:

  • Roofers hauling nail guns, ladders, and compressors
  • Electricians with high-value tools
  • Builders with trailers, generators, and saws
  • Remodelers transporting materials and specialty equipment

Builders Risk Insurance

For builders and remodelers, this protection covers:

  • Materials on site
  • Structures under construction
  • Theft or vandalism
  • Fire or weather damage

Umbrella Insurance

Contractors often take on high-value projects. Umbrella insurance increases your liability limits for extra peace of mind — and many Michigan clients now require it.

Serving Contractors in Okemos, East Lansing & Lansing, MI

Mid-Michigan has a strong contractor community — and each area has unique risks.

Okemos

Residential contractors are especially active here due to new housing developments and remodels. Liability protection and COIs are often required for HOA-regulated communities.

East Lansing

With rental turnover near MSU, electricians, remodelers, and HVAC specialists face quick-turn jobs and tight deadlines. Fast COI delivery is essential — and that’s something we prioritize.

Lansing

As the region’s commercial center, Lansing contractors often need:

  • Higher liability limits
  • Workers’ comp for larger teams
  • Commercial vehicle fleets
  • Coverage for government or municipal projects

Fast COIs, Fast Answers — Built for Busy Contractors

At Logan Insurance Group, we keep things simple:

  • COIs delivered quickly
  • Direct support from a Michigan-based agent
  • Clear explanations without insurance jargon
  • Fast claims response
  • Easy updates for new jobs or added equipment

We know your day doesn’t stop — and your insurance shouldn’t slow you down.

Why Contractors Choose Logan Insurance Group

Local Expertise

We understand Michigan building codes, licensing rules, and weather risks — because we live and work here, too.

Independent Advantage

As an independent agency, we shop multiple carriers to find the right blend of cost and coverage.

Straightforward, Honest Guidance

No pressure. No upsells. Just clear answers and coverage that makes sense.

Responsive When It Matters

Contractors need quick turnarounds — and we’re built for that.

Let’s Build the Right Coverage for Your Business

Whether you’re wiring a home in Okemos, rebuilding a roof in Lansing, or handling a full remodel in East Lansing, we’re here to protect your business so you can focus on the work ahead.

Ready to get started? Let’s talk.
Logan Insurance Group — proudly serving contractors across Michigan.