Custom Insurance for Doctors, Dentists, Orthodontists, Optometrists & Medical Professionals in Okemos, East Lansing & Lansing, MI
Chad Logan
Healthcare is fast-moving — and so are the responsibilities that come with it. Whether you’re a dentist running a private practice, a physician managing a growing clinic, or an optometrist seeing patients daily, your risks are different from other professions. At Logan Insurance Group, we offer customized insurance solutions built specifically for Michigan medical professionals who need reliable protection, responsive service, and the peace of mind that their practice is secure.
We serve doctors, specialists, and medical professionals throughout Okemos, East Lansing, Lansing, and across Michigan — offering coverage designed to protect your business, your team, your equipment, and your reputation.
Why Medical Professionals Need Tailored Insurance
Medical practices face risks that go beyond everyday business exposures:
- Sensitive patient data
- High-value equipment
- Frequent foot traffic
- Contractual liability
- Regulatory compliance
- Professional services risk
Insurance for medical professionals must be precise, thorough, and compliant with Michigan standards. We build coverage around the exact work you perform — with clear explanations and no confusing jargon.
Who We Serve
We provide customized insurance for:
- Physicians & surgeons
- Dentists & orthodontists
- Oral surgeons
- Optometrists & ophthalmologists
- Chiropractors
- Physical therapists
- Mental health professionals
- Nurse practitioners
- Small to mid-sized healthcare practices
If you care for patients, we can care for your protection.
Essential Insurance Coverages for Michigan Medical Practices
Professional Liability (Malpractice Insurance)
This is the most critical protection for any medical professional.
It covers claims related to:
- Misdiagnosis
- Treatment errors
- Alleged negligence
- Failure to deliver expected care
- Legal defense costs
We help match your specialty with the right malpractice coverage — without overpaying for things you don’t need.
General Liability Insurance
Covers everyday risks such as:
- A patient slipping in your lobby
- Damage to patient property
- Accidental injuries during normal operations
Most landlords and hospital networks require proof of coverage.
Cyber Liability Insurance
Medical practices are prime targets for cyberattacks due to patient data.
Cyber liability covers:
- Breach response
- HIPAA-related costs
- Ransomware attacks
- Data recovery
- Legal defense
- Notification costs
Business Owner’s Policy (BOP)
A BOP combines property and liability coverage — ideal for small or mid-sized practices.
It protects:
- Medical equipment
- Office furniture
- Technology
- Tenant improvements
- Lost income due to disruptions
Workers’ Compensation
Required in Michigan if you employ staff. Covers:
- Employee injuries
- Repetitive-motion injuries
- Medical bills & lost wages
Commercial Auto
For practices with company vehicles or mobile services.
Employment Practices Liability (EPLI)
Protects against workplace-related claims such as:
- Wrongful termination
- Discrimination
- Harassment
- Retaliation claims
Michigan Umbrella Insurance
For higher-risk practices, this adds an extra layer of liability protection.
Local Expertise Matters — Especially in Healthcare
Medical practices in Okemos, East Lansing, and Lansing face unique needs:
Okemos
Private practices thrive here, especially dentistry and specialty care. Many operate in multi-tenant buildings requiring specific coverage limits and COIs.
East Lansing
With a large student population and walk-in traffic, practices see higher foot traffic and need strong liability protection.
Lansing
Clinics and medical specialists often require:
- Broader malpractice coverage
- Higher equipment limits
- Claims-made and tail coverage options
We guide you through every requirement.
Why Medical Professionals Trust Logan Insurance Group
We Move Quickly
When you need COIs, updates, or help understanding coverage, you shouldn’t wait days. We respond fast — because your time matters.
We Understand Medical Operations
We know the difference between malpractice and general liability, claims-made vs. occurrence, and HIPAA-driven cyber requirements.
We’re Independent
We shop multiple top carriers to find the right match for your practice.
We Explain Coverage Clearly
No pressure. No overpromising. Just straightforward insurance guidance.
Protect Your Practice With a Michigan-Based Team
You’ve built your practice on trust — and that’s how we’ve built ours. If you need custom protection for your office, your team, or your equipment, we’re here to help.
Let’s talk about coverage that fits your practice.
Logan Insurance Group — proudly serving Michigan’s medical community.